Get a Home Loan

Home Loans made easy!

At Payhoy.in, we recognize that purchasing a home is one of the most significant investments you will make. Our home loans are designed to provide you with the financial support you need to turn your dream of owning a home into reality. We focus on making the loan application process seamless and efficient, ensuring you can secure the funds necessary for your new home.

Our platform offers competitive interest rates and flexible repayment options, allowing you to choose a plan that fits your budget. With a user-friendly online application, you can apply from anywhere, and our dedicated team is here to assist you throughout the process. Experience the ease of borrowing with Payhoy.in, where your home ownership dreams are our priority.

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home loan

Benefits of Home Loans:

Our home loans come with a variety of benefits, including:

  • Competitive interest rates for affordable monthly payments
  • Flexible repayment options tailored to your financial situation
  • Tax benefits on interest paid under Section 80C and 24(b)
  • Quick and easy online application process
  • Loan amounts that cater to your specific needs

Eligibility Criteria:

To qualify for a home loan with Payhoy.in, you typically need to meet the following criteria:

  • Must be at least 21 years old
  • Must be a resident of India
  • Must have a stable source of income (salary, business, etc.)
  • Minimum credit score requirement (e.g., 700 or above)
  • Must provide valid identification and address proof

Meeting these criteria will help streamline your application process and increase your chances of approval.

Required Documents:

Identity Proof

Aadhaar card, Passport, or Voter ID

Address Proof

Utility bill, Rental agreement, or Bank statement

Income Proof

Salary slips, Bank statements, or Income tax returns

Property Documents

Sale deed, Title deed, or NOC from the builder

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