Get a Personal Loan

Personal Loans made simple!

At Payhoy.in, we understand that life can be unpredictable, and sometimes you need quick access to funds. Our personal loans are designed to provide you with the financial support you need, when you need it. Since our establishment, we have focused on making the loan application process straightforward and efficient, ensuring that you can secure the funds necessary for your goals.

Our platform offers competitive interest rates and flexible repayment options, allowing you to choose a plan that fits your budget. With a user-friendly online application, you can apply from anywhere, and our dedicated team is here to assist you throughout the process. Experience the ease of borrowing with Payhoy.in, where your financial needs are our priority.

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Flexibility of Use:

Our personal loans are designed to be versatile, allowing you to use the funds for a variety of needs, including:

  • Consolidating existing debt for easier management
  • Financing major purchases like furniture or appliances
  • Covering unexpected medical expenses
  • Funding travel plans or special events like weddings
  • Making home improvements or renovations

Eligibility Criteria:

To qualify for a personal loan with Payhoy.in, you typically need to meet the following criteria:

  • Must be at least 18 years old
  • Must be a resident of India
  • Must have a stable source of income (salary, business, etc.)
  • Minimum credit score requirement (e.g., 650 or above)
  • Must provide valid identification and address proof

Meeting these criteria will help streamline your application process and increase your chances of approval.

Required Documents:

Identity Proof

Aadhaar card, Passport, or Voter ID

Address Proof

Utility bill, Rental agreement, or Bank statement

Income Proof

Salary slips, Bank statements, or Income tax returns

Employment Proof

Employment letter or Offer letter

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