Get a Business Loan

Business Loans made accessible!

At Payhoy.in, we understand that every business has unique financial needs. Our business loans are designed to provide you with the necessary funds to grow and sustain your business. We prioritize a smooth and efficient loan application process, ensuring you can access the funds you need without unnecessary delays.

Our platform offers competitive interest rates and flexible repayment options, allowing you to choose a plan that aligns with your business cash flow. With a straightforward online application, you can apply from anywhere, and our dedicated team is here to support you throughout the process. Experience the ease of borrowing with Payhoy.in, where your business success is our mission.

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business loan

Benefits of Business Loans:

Our business loans offer a range of benefits, including:

  • Quick access to funds for immediate business needs
  • Flexible repayment options tailored to your cash flow
  • Competitive interest rates to minimize costs
  • Loan amounts that cater to small and medium enterprises
  • Support for various business purposes, including expansion, equipment purchase, and working capital

Eligibility Criteria:

To qualify for a business loan with Payhoy.in, you typically need to meet the following criteria:

  • Must be at least 21 years old
  • Must be a resident of India
  • Must have a registered business (sole proprietorship, partnership, or company)
  • Minimum credit score requirement (e.g., 650 or above)
  • Must provide valid identification and business documents

Meeting these criteria will help streamline your application process and increase your chances of approval.

Required Documents:

Identity Proof

Aadhaar card, Passport, or Voter ID

Business Registration Proof

Certificate of incorporation or partnership deed

Income Proof

Bank statements, Income tax returns, or Profit and loss statements

Business Plan

A brief overview of your business and how you plan to use the loan

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